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For Home Buyers:
Why Buyers Choose Anita Hildebrecht and Team - Why homebuyers looking for a real estate agent in the Granger and Mishawaka area choose Anita Hildebrecht and Team. Latest Listings - Get Anita Hildebrecht and Team's latest Granger and Mishawaka listings of homes for sale first! Find Your Perfect Home - Anita Hildebrecht and Team will search for your ideal home and email you the newest Granger and Mishawaka MLS listings of properties in St Joseph County IN. First Time Homebuyers - Are you a first time homebuyer in Granger and Mishawaka, IN? Choose a top real estate agent. Anita Hildebrecht and Team can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Granger and Mishawaka house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Granger and Mishawaka Homes, For Home Buyers, For Home Sellers, Granger and Mishawaka Information, Real Estate Resources, and About Anita Hildebrecht and Team.
Real Estate Tips
First Time Buyers >More Down Payment Help
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.
Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.
With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
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Real Estate Trivia
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What five basic components of a "smart home" can be controlled by technology?
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| A |
Lighting and window treatments, security and access control, data communication, environmental/energy management, and audio/video entertainment can all be operated by a "smart home". |
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